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Classic Checking
Account Description: Our most popular account! It’s an
account for individuals who maintain a minimum balance, want to receive
check images in their statements, and prefer a higher overdraft privilege
limit.
Requirements:
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Minimum deposit to open account - $100.00 or waived
with direct deposit enrollment |
Benefits:
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No monthly service charge if daily balance is kept
at $500 or higher, otherwise a fee of $5 will be assessed. |
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Unlimited check writing and other debit
transactions |
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Check images returned with monthly statement
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$500.00 Discretionary Overdraft Privilege available
for qualified accounts |
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Monthly service charge may be waived for Senior
citizens 65 and over. |
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Free ATM/Debit Cards available |
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Free telephone and internet banking |
Discretionary Overdraft Privilege
We will charge your account $18 for each item paid or
returned. Your account may become overdrawn by writing checks, debit card or
ATM transactions, or other electronic means. Your account must be brought to
a positive balance at least every 30 days or less. We reserve the right not
to pay any overdraft.
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