Regular Checking Account

The Regular Checking Account is our most popular account. It is used by businesses and consumers alike. Unlike most banks, we do not charge account analysis fees on our business checking accounts. Businesses and consumers can write an unlimited number of checks without any additional per item charges. This account is free (no monthly service fees) to minors, seniors over the age of 65, and full time students.

Benefits:

Maintain balance of $400.00 or above during a statement cycle, and you will receive no monthly service charge

Unlimited check writing and other debit transactions

$300.00 Overdraft Protection for qualified accounts

No monthly service charges for:

	Full time students
	Senior citizens 65 and over
	Minors

ATM/VISA© Debit Cards Available for consumer accounts

Requirements:

Minimum balance to open - $100.00

Cost:

Tiered Fee Schedule

	If balance falls below $100.00 any time during the statement cycle, the fee is $5.00
	If balance falls below $200.00 any time during the statement cycle, the fee is $4.00
	If balance falls below $300.00 any time during the statement cycle, the fee is $3.00
	If balance falls below $400.00 any time during the statement cycle, the fee is $2.00

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