IMPORTANT INFORMATION ABOUT YOUR PRIVACY
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us,
when used in this notice, mean Muenster State Bank.
This is our privacy notice for our customers. When we
use the words “you” and “your” we mean the following types of customers:
 | Our consumer customers who have a continuing
relationship by purchasing or holding financial products or services such
as a(n): |
| Deposit account |
| Loan account |
| Safe deposit box |
We will tell you the sources of the information we
collect about you. We will tell you what measures we take to secure that
information.
We first define some terms.
Nonpublic personal
information means information about you that we collect in
connection with providing a financial product or service to you. Nonpublic
personal information does not include information that is available from
public sources, such as telephone directories or government records.
Hereafter, we will use the term “information” to mean nonpublic personal
information as defined in this section.
An affiliate is
a company we own or control, a company that owns or controls us, or a
company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third
party is a person we do not employ or a company that is not an
affiliate of ours. This is also known as nonaffiliated third party, or
simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following
sources:
| Information you give us on applications or other
forms |
| Information about your transactions with us |
| Information about your transactions with other
parties |
| Information from a consumer reporting agency |
INFORMATION WE DISCLOSE
ABOUT YOU
We do NOT disclose any information about you to
anyone, except as permitted by law. Examples of this might include
disclosures necessary to service your account or prevent
unauthorized transactions.
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards to
protect this information.
INFORMATION ABOUT FORMER
CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.
MUENSTER STATE BANK
201 N. MAIN STREET
P.O. BOX 100
MUENSTER, TEXAS 76252
PH (940) 759-2257 FAX (940) 759-2243
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