|


| |
Consumer Loans:
Muenster State Bank makes secured and unsecured
consumer loans for those who qualify. Secured loans may be secured by
collateral such as a car. Some examples of consumer loan categories are:
 |
Cars and pickups
|
 |
Boats
|
 |
ATV’s
|
 |
RV’s
|
 |
Tractors
|
 |
And many more
|
Loans Secured by Residential Real Estate
Muenster State Bank also makes residential real estate
loans/mortgages. We offer several different kinds of real estate loans
which are listed below.
 | Purchase/Refinance Mortgage Loans
 | Our most popular mortgages are balloon notes |
 | The primary advantage offered by our balloon notes
are their extremely low closing costs |
|
 | Interim Construction Loans
 | For those looking to build their homes |
|
 | Home Improvement Loans
 | For people who want to remodel or add on to their
existing homes. |
|
 | Home Equity Loans
 | One of our most popular products |
 | Many people use home equity loans for remodeling,
debt consolidation, college expenses, and any other needs they may
have. |
 | Home equity loans funded by Muenster State Bank
also have very low closing costs |
|
 | Long-term fixed-rate mortgages through a third-party
mortgage provider
 | These loans can be made on a 10, 15, 20, 25, 30
year basis |
 | Fixed rate loans are offered as regular mortgages
or home equity loans. |
|
Commercial Loans
Muenster
State Bank offers a variety of commercial loan products, such as real-estate
loans, working capital loans, accounts receivable loans,
agricultural/livestock loans, equipment loans, floor plan loans, oil and gas
loans, and many others. Please call or come in and talk to one of our loan
officers for more information regarding our commercial loan
products.
|
| |
|