Muenster State Bank VISA© Check Card

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*ATM cards are also available if customer is not approved for MSB VISA© Check Card

VISA©/MasterCard Merchant Card Acceptance Program

Muenster State Bank offers merchants the ability to accept VISA© and MasterCard credit cards and debit cards.  Terminals and printers can be purchased or leased by the business, and service can be provided year round or seasonally.  Call us for more details on pricing and contract terms.

Safe Deposit Boxes

If you are looking for a safe place to store you important documents or valuables, we have the place for you. Muenster State Bank offers a variety of safe deposit box sizes to fit your needs and budget. Only those individuals authorized are allowed to access the safe deposit box. Safe deposit box contents are not insured the the FDIC.

Direct Deposit

Direct deposit allows a customer to have their paychecks or U.S. Treasury checks automatically deposited into their account.  Their employer or the government will need specific bank information such as MSB’s routing number and the customer’s account number. Direct deposit relieves the customer from making trips to the bank which saves
time. It is also faster than mail. Call or come by the bank for more information and ask your employer if they offer the service.

Bank by Mail

Bank by Mail is a free service offered by the bank. Come by the bank and pick up some of our postage paid envelopes to use for deposits, loan payments, or any other correspondence you may need to make with us.  These envelopes can be dropped in the mail or in the night drop at the bank. Bank by Mail is convenient for customers who don’t have access to the bank during banking hours, especially our out of town customers and those who work during banking hours.

Automatic Teller Machine (ATM)

Our ATM machines can be used by anyone with an ATM card, debit/check card, or credit card.  Muenster State Bank ATM/VISA© Debit Card holders can use our ATM free of charge with their MSB issued cards.  The ATM gives customers the ability to withdraw money from checking or savings accounts, check their balances, and transfer funds between accounts.

Cashier’s Checks and Money Orders

Muenster State Bank offers cashier’s checks and money orders for our current customers.  They can be purchased by our customers for any amount. Call for details regarding the cost for purchase.

VISA© Travel Cards

Travel cards are used as a substitute for cash.  Many people use them on vacations because they are safer than cash and are more widely accepted than personal checks.  Unlike cash, travel cards can be replaced if they are lost or stolen. Call for details regarding the cost for purchasing them.

VISA© Gift Cards

Gift cards are great gift ideas for that person for whom it’s hard to find a gift.  Unlike cash, gift cards can be replaced if they are lost or stolen. Call for details regarding the cost for purchasing them. 

Credit Cards

Muenster State Bank offers credit cards through a correspondent bank. You choose to bank with us, why not carry our card?  The credit cards have Muenster State Bank named on the card. There are several options to choose from, and they start out with a low introductory rate. Certain cardholders are eligible for airline mileage rewards.

24-Hour Depository

Muenster State Bank offers a 24-hour depository for your convenience.  Drop off deposits or loan payments during or after hours.  The deposits/payments drop directly into a safe for your ultimate security.  It is the most reliable way to make cash deposits that will otherwise be left unattended during the night.  Commercial businesses also make use of the depository for their after hours depository needs.  Lock bags can also be deposited by customers if they obtain a key from the bank.

Wire Transfers